Choosing the Right Title Company for Ensuring a Safe and Successful Property Transaction! YOU Get To Choose Who Handles YOUR Transaction.
Yep, that is normal. Title nerds like us could dive deep into the protections and benefits, but here is the gist, as a new homeowner, with an Owner’s Title Policy, you are able to enjoy piece of mind knowing one of the biggest purchases of your life is CLEARLY yours and you are protected if anything prior to your ownership, like unpaid mortgages and other liens from previous owners.
A few other reasons:
1. In a financed transaction, Lenders require you to purchase a Lender’s Policy;
2. Owner’s Title Insurance is YOUR guarantee that the transaction was handled correctly and if there is an error, it is handled FOR you!
When it comes to the closing process, choosing the right title company is crucial, it’s about finding a partner who feels like “home” during this significant journey. The Title industry isn’t one-size-fits-all.
Our dedicated team is always ready to pick up the phone, guide you through every step, and ensure that you feel confident in the legitimacy of the instructions you're receiving. We recognize that becoming a homeowner is a monumental milestone, and our goal is to make this experience as smooth and memorable as possible.
With our experienced closing agents at your side, you can expect a stress-free process that allows you to relax and fully appreciate the excitement of your new home. Choosing Comprehensive Closing Services LLC means choosing a partner committed to transforming what could be a daunting process into a celebration of your new homeownership. We want to help you make this journey unforgettable!
When it comes to the closing process, choosing the right Title Company is crucial, it’s about finding a partner who feels like “home” during this significant journey. The Title industry isn’t one-size-fits-all.
Our dedicated team is always ready to pick up the phone, guide you through every step, and ensure that you feel confident in the legitimacy of the instructions you're receiving. We recognize that becoming a homeowner is a monumental milestone, and our goal is to make this experience as smooth and memorable as possible.
With our experienced closing agents at your side, you can expect a stress-free process that allows you to relax and fully appreciate the excitement of your new home. Choosing Comprehensive Closing Services LLC means choosing a partner committed to transforming what could be a daunting process into a celebration of your new homeownership. We want to help you make this journey unforgettable!
Owner’s Title Insurance is a one-time fee paid at closing—it is not a monthly bill. The cost is based primarily on the purchase price of the home (and in some cases the loan amount). In Pennsylvania, title insurance rates are set by the State and should be the same no matter which title company you choose.
Pennsylvania uses an “all-inclusive” rate, meaning the title insurance fee already covers most of the work behind the scenes, including researching the property’s history, reviewing records, and handling title-related closing services. Because the rates are fixed statewide, there is no need to shop around for a lower price.
You may still see a few smaller, separate charges on your closing statement. These typically include government recording fees, bank wire fees, overnight delivery costs, or minor document preparation and printing. These charges are limited and regulated.
Since pricing is the same across all title companies, the real difference comes down to service—clear communication, experience, and guidance you can trust throughout the closing process.
When you’re buying a home, most people don’t realize they can choose their title company—or why that choice matters.
Once you sign a contract, the next steps often move quickly, and your file is usually referred to a title company by someone already involved in your transaction, such as your real estate agent or loan officer. While these referrals are common, they may not always reflect the best option for you as the buyer, which is why understanding a few basics about title companies can make a big difference in your overall experience. This is where understanding a few basics can make a big difference.
A good title company’s job is to make sure the home you are buying can legally and financially transfer to you without issue. That work requires experience, careful attention to detail, and a solid understanding of local requirements—not simply processing paperwork. A strong title company actively reviews, identifies, and resolves issues so your transaction can move forward smoothly. When choosing who is going to handle your transaction, there are some important factors you should consider.
Reputation. A company with a solid reputation. When evaluating a company, look at where their time and resources go. A strong title company is committed to the people it serves, not investing in image rather than operations, but focusing on handling transactions carefully and staying educated on the industry. Look beyond marketing and social media presence and seek feedback from people you know and trust. Online reviews can be helpful, but it is worth noting whether they come from actual clients or from industry partners.
Communication. This should be equally important. The process can be confusing, so you want a company that keeps you informed, answers questions clearly, and explains each step in plain language. You should feel confident that you’re working with an experienced partner who keeps you informed, not uncertain about what’s happening.
Location and local knowledge. Critical. A company with a true local presence understands the differences between counties and municipalities and knows how to work within local rules efficiently. An address alone does not mean a company truly knows the area—look for one that is accessible, visible in the community, and actively working and engaging where they claim to serve.
Customer service. Customer service should be consistent and responsive, and you should feel supported throughout the process. Much of what we do happens quietly in the background, so there may not be daily updates—but that doesn’t mean nothing is happening. You should always know who to contact, hear from us throughout the process, and feel comfortable asking questions, knowing your file is being handled with care every step of the way.
Compliance. This may be the most essential factor to consider. A title company should be properly registered with the state, licensed, and authorized by its title insurance underwriters. If a policy is issued by someone who is not properly endorsed, it may not provide the protection you expect.
Choosing the right title company is about protecting your purchase and your peace of mind. Comprehensive Closing Services checks every box. Our role is to be the steady, knowledgeable guide in a process that often feels overwhelming. Whether this is your first home and you have no idea what comes next, or a seasoned investor expanding your portfolio, you’re never left guessing.
It may be easier to explain what we don't do - because that is the only time anyone really notices what we do! If title insurance is elected in the contract or you are required by your lender to obtain Title Insurance, then without us there is no closing, no keys and no ownership tranfer.
Once your contract is signed, we step in and take ownership of the details that actually make closing possible. We research the property’s history, uncover and resolve issues like liens or unpaid bills, gather required tax and utility information, coordinate with lenders and agents, and prepare everything needed for you to legally take ownership. When something goes sideways, we don’t pass the problem along—we fix it.
On closing day, we walk you through the signing and officially transfer the property into your name. We handle the signing, transfer ownership, record the deed, and issue your title insurance to protect your new home. At the end of the day, this isn’t just a transaction to us. These are real people, real homes, and real lives—and we take that responsibility seriously.
A title search is very similar to an ancestry search, but for a house instead of a person. Just like an ancestry search looks at who owned something or where someone came from in the past, a title search looks at the history of a property to see who owned it before, how ownership changed over time, and whether any problems were left behind.
More specifically, the title search is a detailed review of public records to confirm that the seller legally owns the property and has the right to sell it. During the search, records are examined for things like unpaid taxes, mortgages, liens, judgments, or other claims that could affect ownership. The goal is to make sure there are no hidden problems attached to the property before it the new buyer takes ownership.
The benefit to a new homeowner is protection and peace of mind. A clear title means you can fully own the home without worrying that someone else could later claim rights to it or that old debts could become your responsibility. If an issue is found during the title search, it can be addressed and resolved before closing, preventing costly surprises after you move in.
Megan Peck, owner of Comprehensive Closing Services, is an experienced and highly dedicated title agent. She holds a paralegal degree and brings nearly two decades of experience in the legal industry with a strong background in legal procedures, document review and real estate transactions. She has been licensed as a Title Agent for over 8 years. She has successfully navigated complex title issues and understands exactly how to protect a transaction from start to finish. This level of experience and hands-on oversight is exactly who you want working on your transaction.
Megan oversees the title search, identifies and resolves problems, coordinates with sellers, lenders, and other parties, and ensures the closing moves forward. After closing, once all requirements are met, she issues your title insurance policy, protecting your ownership of the home.
Our motto is #getitdone, is more than a slogan—it is how we approach every single file. Our work is built on trust, accuracy, and a deep understanding of how important each transaction is to the people involved. Real estate closings are not just paperwork—they represent major financial and personal milestones, and we treat them that way every time.
Not every property comes with a clean history. When issues arise, we do not look for the fastest or easiest answer; we look for the right one. Our team has resolved complex title problems that could have stopped closings entirely—tracking down missing parties, clearing old liens, and finding practical solutions that avoid unnecessary delays or costly legal action. Our goal is always to protect all parties involved and ensure the transaction reaches the closing table.
We care about the work we do and the trust placed in us. When you choose us, you are choosing experience, accountability, and a team that consistently goes the extra mile to get it done—correctly - for you.
It is completely YOUR CHOICE. No, you do not need an attorney to buy a home in Pennsylvania. Most buyers work with a licensed title company (sometimes called a settlement company) to handle the closing and title insurance.
Title companies usually are also settlement companies, meaning you meet with the person who has been handling your file. Title companies prepare and review real estate closing documents and a title agent can help you understand what you’re looking at, but cannot interpret the law or give legal advice. If a document raises a legal concern or personal legal question, that is when an attorney would step in.
